Employee Benefits...
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Trust Coverages
- Medical Benefit ($1,000,000 lifetime)
- Prescription Card (pharmacy and mailscript)
- Dental Benefit (unlimited lifetime benefit)
- Short Term Disability
- Employee Benefit Options
- Health
- Point of Service Plan (POS)
- Three plans available (Gold, Silver or Bronze) providing both in-network and out-of-network benefits
- No deductibles in-network
- Provides coverage on a minimal co-pay basis for hospital, physician and other health care services.
- Lower out-of-pocket expenses
- No referrals required through a Primary Care Physician (open access)
- Optional out-of-network care
- Statewide Managed Care Networks available to members for claims case management and reduced out-of-pocket expenses.
- Prescription card automatically included.
- Dental
- Indemnity plan.- Unlimited lifetime benefit for most services. (Orthodontic provides $1,000 lifetime benefit.)
- $1,000 individual calendar year maximum.
- 100% preventive.
- Short Term Disability
- Benefit periods of either 13 or 26 weeks.- 7 or 14 day waiting period with weekly benefit equal to 66 2/3 of basic earnings.
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