Casualty...
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Trust Coverage's
- Workers Compensation (Statutory Limit)
- Employer’s Liability ($1,000,000
- Comprehensive General Liability (Up to $5,000,000)
- Automobile Liability
- Public Officials Errors and Omissions
- Law Enforcement Liability
- Medical Attendants Malpractice
Casualty Options
A variety of risk financing options are available and range from traditional first dollar coverage to individual self insurance.
Traditional First Dollar
Allows for full transfer of loss
Full insurance services are provided.
Traditional Coverage with Deductible
Premium credits received for minimal retention of risk.
Deductibles selected from $500 to $2,500 per claims.
Full insurance services are provided.
Deductible Stop Loss
Plan designed and offered with deductibles on any combination of workers’ compensation, liability and property coverage's in amounts of $5,000; $10,000; $25,000 or $50,000. Protection against aggregate deductible losses exceeding pre-determined stop loss amount. Coverage reverts to First Dollar when and if stop loss is reached.
Defense costs not included in deductible.
Deductible payments handled on reimbursement basis.
Single deductible for multi-coverage claim.
Claims Administration and Risk Control Services automatically included in plan.
Individual Self Insurance
Allows for larger retention of loss through selected self-insured retentions ranging from $100,000 to $500,000 per occurrence.
Statutory specific excess furnished for workers’ compensation.
Liability specific excess up to $5,000,000 per occurrence.
Optional Claims Administration service competitively priced on individually requested basis
Two Year Premium Guarantee Program
Guaranteed premium for all coverage's with no further adjustments to rates, exposures, modification factors, etc. for a two year period.
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